Do You Need a Pacifica, CA Mortgage Broker?

Pacifica Mortgage Broker Natasha Lovas

Whether You Are Buying a Home, Making an Investment or Refinancing, We Can Help!

Sara and I have guided hundreds of people through the home buying and refinancing process. If you choose to work with us, we will:

  • Help you put together a complete and comprehensive application, one that will highlight your qualifications
  • Explain your options and provide tools so you can choose the best home mortgage available in Pacifica to meet your needs
  • Provide a custom spreadsheet that shows, in detail, all aspects of home ownership: the monthly payment, taxes, insurance, any Pacifica HOA dues, closing costs and your specific tax benefits
  • Provide your realtor with a spot on pre-approval letter that will boost your offering power
  • Ensure all of your personal information is handled with the highest levels of security, privacy and discretion

We are hands on. We prepare all the paperwork, underwrite your file and deal with the lenders. We will work with you from start to finish, and won’t hand your file off to a mindless worker bee who doesn’t know you. You relax while we do the work!

The Process We Will Guide You Through

We will guide you through the entire home mortgage financing process, from start to finish. Let us help you achieve mortgage success through our five easy steps!

  • Step #1: Pre-Qualification
  • Step #2: Pre-Approval
  • Step #3: The Escrow
  • Step #4: Closing
  • Step #5: Keeping in Touch

Learn more about the home financing process here.
Natasha Lovas

Natasha Lovas — Pacifica Home Financing Expert

As a trusted and experienced home mortgage loan consultant for Pacifica residences, Natasha is a natural pick to guide you through the tricky home loan process. Her vast expertise, coupled with her efficiency and enthusiasm, ensures that you will get the right loan and the best rate. Before becoming a professional mortgage broker, Natasha was a civil litigator in San Francisco. While skilled at organizing and presenting cases, she realized her true strength was in advocating for her clients. So, in 1993, she took her litigation skills to the mortgage table. Her personalized approach is what has made her one of the most trusted and sought after loan professionals in the Bay Area. She loves helping people one-on-one with the most fundamental part of their lives: their homes.

Are you ready to start the loan process today?

Start with our secure online loan application or call me for a friendly chat and free mortgage consultation today at 415-488-2512.

Are You Moving to Pacifica – Did You Know?


Pacifica was originally home to two Ohlone Indian villages, the Pruristac, located at San Pedro Creek near present day Adobe Drive, and Timigtac on Calera Creek in the Rockaway Beach neighborhood. The city is the oldest European discovery of the San Francisco Bay. The Sanchez Adobe is the oldest structure in San Mateo County that is located in Pacifica. The city was incorporated in 1957, which is quite recent in the county’s history. Its name “Pacifica” was chosen by vote, with the name “Coastside”, a close runner-up. Inspired by Ralph Stackpole’s towering “Pacifica” statue created for the 1939–1940 Golden Gate International Exposition on Treasure Island in the San Francisco Bay, the city seal was designed by resident Ralph Barkey in 1960.


Pacifica is on the coast of the Pacific Ocean between San Francisco and Half Moon Bay in San Mateo County, California. It runs along a six mile stretch of coastal beaches and hills in north central California, with several small valleys spread between Sweeney Ridge in the east, Montara Mountain to the south, and the Pacific Ocean’s rocky bluffs to the west. Surfing is a popular sport at Rockaway Beach, Pacifica.

Prime Location

Pacifica encompasses San Pedro Creek that flows from the western slope of Sweeney Ridge. The eastern part of Pacifica includes San Andreas Creek that runs down the eastern slope of Sweeney Ridge. It was the Portola expedition that explored these two creeks in the discovery of San Francisco Bay. The city has a cool summer Mediterranean climate that is similar to that of most coastal areas of California. The highest temperature on record was 102 °F in1987, and the lowest temperature was 23 °F in 1990. Annual precipitation averages 30.29 inches, and there is an average of 66 days annually with measurable precipitation usually from October through May. Summer fogs often produce light drizzle in the night and morning hours, with condensation from the fogs producing fog drip from trees overnight. There has never been recordable snowfall. Southeastern portions of the city, like Park Pacifica, are known to be much sunnier than other parts of the city.

Quality of Life

Pacifica is regionally known for surfing, with visitors to Linda Mar Beach and Rockaway Beach. In 2005, there was the opening of the top ranked Pacifica Skateboard Park. A popular mountain biking destination, there are many trails crossing the hillsides surrounding the city, including Pedro Mountain Road, Sweeney Ridge, and areas of the Golden Gate National Recreation Area. Local beaches and the Pacifica Pier are frequented by fishermen, who often catch Striped Bass and Salmon. There are also many trails that wind along the beaches and bluffs for hiking, including Mori Point, San Pedro Valley County Park, the Sanchez Adobe, and Milagra Ridge. Pacifica Spindrift Players is a local and popular favorite for live local theater and performing arts, in addition to Pacifica Performances which often provides both musical presentations and performing arts as well. Rob Schneider grew up in Pacifica. In 1997 he formed the Rob Schneider Music Foundation supporting the school music program, and he donated approximately $2 million..

Are you ready to start the loan process today?

Start with our secure online loan application or call me for a friendly chat and free mortgage consultation today at 415-488-2512.

Other Bay Area Cities I Serve

Redwood City
San Rafael
Corte Madera
Mill Valley
San Mateo
Menlo Park