Lenders analyze your basic financial information to be sure you have the ability to repay the loan. Your employment history is obviously one of the most important factors. The loan amount will be based on your annual income and down payment. Your monthly debts and FICO score are also factored in. Together, these factors will determine your qualifying ratios.
DRE License #01161948 NMLS License #2394
Real Estate Broker, CA DRE Lic. #01370741 & NMLS #252755
