Do You Need a San Mateo, CA Mortgage Broker?

San Mateo Mortgage Broker Natasha Lovas

Whether You Are Buying a Home, Making an Investment or Refinancing, We Can Help!

Sara and I have guided hundreds of people through the home buying and refinancing process. If you choose to work with us, we will:

  • Help you put together a complete and comprehensive application, one that will highlight your qualifications
  • Explain your options and provide tools so you can choose the best home mortgage available in San Mateo to meet your needs
  • Provide a custom spreadsheet that shows, in detail, all aspects of home ownership: the monthly payment, taxes, insurance, any San Mateo HOA dues, closing costs and your specific tax benefits
  • Provide your realtor with a spot on pre-approval letter that will boost your offering power
  • Ensure all of your personal information is handled with the highest levels of security, privacy and discretion

We are hands on. We prepare all the paperwork, underwrite your file and deal with the lenders. We will work with you from start to finish, and won’t hand your file off to a mindless worker bee who doesn’t know you. You relax while we do the work!

The Process We Will Guide You Through

We will guide you through the entire home mortgage financing process, from start to finish. Let us help you achieve mortgage success through our five easy steps!

  • Step #1: Pre-Qualification
  • Step #2: Pre-Approval
  • Step #3: The Escrow
  • Step #4: Closing
  • Step #5: Keeping in Touch

Learn more about the home financing process here.
Natasha Lovas

Natasha Lovas — San Mateo Home Financing Expert

As a trusted and experienced home mortgage loan consultant for San Mateo residences, Natasha is a natural pick to guide you through the tricky home loan process. Her vast expertise, coupled with her efficiency and enthusiasm, ensures that you will get the right loan and the best rate. Before becoming a professional mortgage broker, Natasha was a civil litigator in San Francisco. While skilled at organizing and presenting cases, she realized her true strength was in advocating for her clients. So, in 1993, she took her litigation skills to the mortgage table. Her personalized approach is what has made her one of the most trusted and sought after loan professionals in the Bay Area. She loves helping people one-on-one with the most fundamental part of their lives: their homes.

Are you ready to start the loan process today?

Start with our secure online loan application or call me for a friendly chat and free mortgage consultation today at 415-488-2512.

Are You Moving to San Mateo – Did You Know?


San Mateo’s first recorded history is found in the archives of Mission Dolores, where it is noted that the Missionaries had named a Native American village along Laurel Creek Los Laureles in 1789. In 1810, Coyote Point was an early recorded feature there, and in the 1850s rich San Franciscans came to establish summer or permanent homes in the milder mid-peninsula. A.P. Giannini created his mansion there, Seven Oaks, which is listed in the National Register of Historic Places, made possible from his wealth as founder of the Bank of Italy, now Bank of America. San Mateo is also home to the Eugene J. De Sabla Japanese Teahouse and Garden, at 70 De Sabla Road. It was designed by Makoto Hagiwara in 1894, the man who also designed the Japanese garden in Golden Gate Park.


San Mateo is found in San Mateo County, California located in the high-tech area of the Silicon Valley in the San Francisco Bay Area. The population of 97,207 makes it one of the larger suburbs on the San Francisco Peninsula, between Burlingame to the north, Foster City to the east, Belmont to the south, and Highlands-Baywood Park and Hillsborough to the west. Incorporated in 1894, the city is around thirty minutes from San Jose and twenty five minutes from San Francisco by car. More than 15 parks are maintained by the city, with Central Park being the main park. The parks host many community park functions to serve the residents. In addition to the Japanese Tea Garden, a Rose Garden, and a Mini Train, the city offers bocce ball and a skate plaza at Beresford Park. Coyote Point Park, found near the border of Burlingame on the San Francisco Bay is a 670 acre regional county park known for its perfect spot for windsurfing and sailing. It even has a hands on science museum, CuriOdyssey, with a small native animal zoo.

Prime Location

San Mateo has the warm, dry summers and mild, damp winters of a Mediterranean climate, shielded from the Pacific Ocean by the Montara Mountain block of the Santa Cruz Mountains. West of the College of San Mateo, there is a mountain gap where State Route 92 meets State Route 35that causes gusty afternoon winds and fog to flow inward towards San Mateo in the late afternoon through early morning during summer. Notable Coyote Point Park is a rock outcropped peninsula jutting into the San Francisco Bay, is home to the Peninsula Humane Society. Mixed oak woodland, riparian zones and bayland marshes make up the varietyof natural habitats present in the city. The marsh areas there are a likely habitat for the endangered Salt Marsh Harvest Mouse, or the endangered marsh plant, Point Reyes bird’s beak. Sugarloaf Mountain is a prominent landform between the forks of Laurel Creek. The city has a total area of 15.9 square miles, with 12.1 square miles of land and 3.8 square miles of water.

Quality of Life

The city of San Mateo has one of the San Francisco Bay Area’s larger, more developed and prominent suburban downtowns, found in an area between Tilton and 9th streets and Delaware Avenue and El Camino Real. It contains over 800 shops and restaurants that are often found in historic buildings of the late 19th and early 20th centuries. There is a large, modern 12 screen movie theatre complex and the Central Park with tennis courts, picnic areas, playground, a baseball field, a recreation center, a miniature train, and a Japanese Tea Garden. Caltrain also has a large train station in downtown to access the region. Hillsdale Mall is another major shopping area within the city. Bay Meadows horseracing track closed down in 2008, and it is currently being redeveloped into a large mixed used development scheduled for completion in 2017. The economy of San Mateo is very diverse with jobs in the technology, health care, financial services, government, and retail trade fields. Top employers are San Mateo Medical Center and Franklin Templeton Investments.

Are you ready to start the loan process today?

Start with our secure online loan application or call me for a friendly chat and free mortgage consultation today at 415-488-2512.

Other Bay Area Cities I Serve

Redwood City
San Rafael
Corte Madera
Mill Valley
San Mateo
Menlo Park